SMEs Development Financing Scheme (SDFS) is an unsecured loan and was initiated to provide financial support to micro, small and medium enterprises in Cambodia with favorable and flexible conditions and affordable rate.
Features
| Financing Size : | Up to 200 million Riels or 50,000 US Dollars |
| Purpose : | Capital Expenditure or Working Capital |
| Financing Term : | Up to 5 years for Working Capital or 7 years for Capital Expenditure |
| Currency : | KHR and USD |
| Interest Rate : | 6.50% p.a (USD) I 6.25% p.a (KHR) |
| Collateral : | No |
Document Requirement
- Borrower and Co-borrower’s identity document, such as National Identification Card (NID), passport, or other document issued bythe authority
- No Title deed of the collateral
- Business registration-related documents such as Business License, Patent, Certificate of Incorporation (if applicable)
- Income Statement (if applicable)
- Financial Statement (if applicable)
- Or relevant documents based on the business sector (if applicable)
Eligibility
- The applicant is required to have a CBC K-score of at least a “BB” rating with no adverse record.
- SMEs established in Cambodia
- SMEs are wholly owned or at least 51% owned by Cambodian
- Registered SMEs and SMEs in priority sectors are encouraged
Benefits
- Competitive interest rates
- Long-term financing
- No collateral requirements
- Increase business efficiency and productivity
