SME Bank collaborates with the Ministry of Finance, JAPAN organize a seminar on “Credit Analysis”

June 20-21, 2023, the SME Bank of Cambodia (SME Bank) collaborated with the Policy Research Institute (PRI) of the Ministry of Finance, JAPAN, and the Japan Finance Corporation Micro Business and Individual Unit (JFC-Micro) to organize a seminar on “Credit Analysis” to share their successful experiences and methodologies applied in Japan with the SME Bank’s Credit and Management teams. Approximately 30 participants from various roles: Senior Management, Middle Management, Branch Managers, Relationship Officers, and others attended the session.

The Seminar was conducted at the SME Bank’s Head Office, presided over by Dr. Lim Aun, CEO of SME Bank, Mr. Kazuhide ISHIWAKA, Director of the International Cooperation Division of PRI, and Mr. Nobuyo HIRATA, Director of International Cooperation of JFC-Micro. The preparation of this seminar is a part of the implementation of the Memorandum of Cooperation, signed on June 7, 2023, between the Ministry of Economy and Finance of Cambodia and PRI of the Ministry of Finance of Japan, together with SME Bank and JFC-Micro.

The Cambodian financial market is developing rapidly and approaching the saturation stage. However, most commercial banks and MFIs are introducing both cash-flow and collateral-based lending. In general, they required real-estate property such as land and/or building to be served as collateral. According to the feedback from the market, some small and medium enterprises (SMEs) are not able to get loans from banks or MFIs due to collateral requirements.
The Executive Management of SME Bank of Cambodia has joined as an Honorable Speaker in a virtual workshop on “Women Entrepreneurs Capacity Upgrades Toward Digital Economy” Organized by the Ministry of Industry, Science, Technology, and Innovation, Cambodia Women Entrepreneurs Association, and Khmum Technology Co., Ltd.