The management and staff of SME Bank to participate in a study visit to the Supply Chain Finance program in India

Monday, November 17th, 2025, Mr. Huot Sokha, Chief Business Officer, led the management and staff of SME Bank to participate in a study visit to the Supply Chain Finance program, organized by the SME Finance Forum (SMEFF) under the coordination of the International Finance Corporation (IFC) in India.

The three-day study visit was conducted at two major banks, including ICICI Bank and the State Bank of India (SBI), and included meetings with several Supply Chain Finance Fintech companies, such as Receivables Exchange of India Limited (RXIL), Vayana, and M1Xchange.

Participation in this study visit is expected to provide SME Bank’s technical team with new experiences drawn from the practical implementation of Supply Chain Finance by these banks for SMEs.

The Cambodian financial market is developing rapidly and approaching the saturation stage. However, most commercial banks and MFIs are introducing both cash-flow and collateral-based lending. In general, they required real-estate property such as land and/or building to be served as collateral. According to the feedback from the market, some small and medium enterprises (SMEs) are not able to get loans from banks or MFIs due to collateral requirements.